Three Lakes Insurance – Insurance Agency

Services We Provide

We are in the business of helping people. We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future.

Welcome to THREE LAKES Corporate!

About Our Company

Three Lakes Insurance excels at providing quality insurance coverages throughout the state of Florida. Providing superior customer service and low rates along with our ability to understand our customer’s needs, which drives the success of our agency. As an independent insurance agent our company takes the time to get to know you which helps us customize coverage specific to your needs.

Because, we have a department that specializes in offering insurance products strictly for the transportation industry, trucking is one of our insurance expertise, our mission is to supply specialized programs and services that provide trucking companies the proper risk management solutions to manage their business.

Most convenient our agency provides many other essential services as Inmigration Sevices, Income Tax and Notary Public Services. We have confidence in our ability to provide the best service to our community. Our goal is to provide our customers the highest level of customer service and dedicate our resources to meet your needs and earn your trust.

Diversity

We work with the best companies to offer you the best options.

Respect

Respect for our clients is our main reason for being.

Transparency

We provide you with all the information you need to know with total transparency.

Integrity

We are proud of the integrity, sincerity and transparency our employees demonstrate every day.

HOME INSURANCE

Protecting Your Priorities

Your home is the center of your life. It is also your biggest investment. So, make sure you cover the unique risks you face with home insurance. Get the right policy that will take care of both small and large risks related to owning a home.

What are the risks your home faces?

Imagine if your house caught on fire. Not only would you lose your home, but you’d also be burdened financially and emo emotionally. Home insurance may also protect you from more common things like pipe leaks and property damage. Because even small issues can add up, and having comprehensive coverage helps you protect your biggest investment.

Save even more with homeowner’s insurance discounts.

Smoke alarms or fire extinguishers
Home security systems
Multy-policy discount

And much more…

Hurry up! Contact us today and get

FREE CONSULTATION

AUTO INSURANCE

Compare Rates At Multiple Companies To Find The Best Deal!

Driving without car insurance is illegal in almost all states. Insurance protects you, and others, from financial ruin in the event of an auto accident. In additon, it can come to the rescue if your car is vandalized, damaged by fire or stolen —depending on your policy.

Get the Car Insurance coverage you deserve.

Personal Injury Protec on (PIP) or Medical Payment (MedPay)
Comprehensive & Collision
Bodily Injury Liability
Property Damage Liability
Extras, like roadside assistance

Commercial Insurance

Commercial lines insurance helps protect businesses from any losses they may not be able to cover on their own. This kind of insurance not only covers large commercial enterprises but also protects small businesses against risk.

The proper insurance protects you from the unexpected costs of running a business. Accidents, natural disasters, and lawsuits could run you out of business if you are not protected with the right insurance.

Get the Car Insurance coverage you deserve.

Property insurance
General liability insurance
Workers’ compensa on coverage
Property Damage Liability
Commercial auto insurance

TRUCKING INSURANCE

Three Lakes Insurance has a department that specializes in offering insurance products strictly for the transportation industry. Whether you are an independent owner operator, motor carrier, we offer you the best variety of insurance products.

As trucking is our insurance expertise, our mission is to supply specialized programs and services that provide trucking companies the proper risk management solutions to manage their business. Our professional team is dedicated to representing each of our clients’ needs through our excellence in customer service.

Truck Liability

Trucking liability insurance is financial protection for a driver who, while operating a vehicle, harms someone else or their property.

The trucking liability insurance only covers injuries or damages to third parties and their property, not to the driver or the driver’s property. Minimum amount required by law $750,000.00

Physical Damage

Physical Damage is a general term for a group of insurance coverages that protect your vehicle. This general term includes Collision Insurance, as well as your choice of full Comprehensive Insurance or the more limited Fire and Theft with Combined Additional Coverage (CAC) insurance.

Non-Owned Trailer

Trailer Interchange insurance provides Physical Damage insurance for trailers being pulled under a trailer interchange agreement. This is essentially Physical Damage insurance for non-owned trailers. This insurance protects you if the trailer is damaged by collision, fire, theft, explosion or vandalism.

Dump Truck

This insurance is dedicated to large trucks for transporting heavy loads, with a back part that can be raised at one end so that its contents fall out. Most used for sand and grabble.

Intermodal

Intermodal freight transport involves the transportation of freight in an intermodal container or vehicle, using multiple modes of transportation (e.g., rail, ship, and truck), without any handling of the freight itself when changing modes.

Motor Truck Cargo

Cargo provides insurance on the freight or commodity hauled by a For-hire trucker.

It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load.

Hot Shot Truck

This Insurance is a commercial auto policy specializing in the expedited transport of cargo with a pickup truck.

Oftentimes hotshot trucking involves delivering goods in a short time frame and as such, it is important that goods are delivered in a timely fashion.

Trucking Permitting

Trucking companies must apply for permits at both the federal and home state levels.

Federal permits and taxes are associated with the FMCSA. At THREE LAKES INSURANCE we can assist you with all the following:

New Corporations
IRS Tax ID (EIN) Number
Motor Carrier Federal Authority (MC)
DOT Number

LIFE & HEALTH

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

Individual life insurance is arguably the biggest investment you can make in your loved ones’ security. It’s a complicated eld, but don’t let that put you off . We’ll be happy to talk you through the options.

First, you’ll need to determine the type of life insurance you want to buy, with the most common types being term life insurance, whole life insurance, and universal life insurance. Each has its own way of paying out, and the plan you choose can be best determined by your individual needs.

Life insurance is your financial safety net

Term life insurance
Permanent life insurance
Final expense insurance
And much More…

BOAT & WATERCRAFT

Whether you own a paddle boat or a power boat, you want to enjoy your time on the water without worry. We’ll help you leave your worries on dry land and fully enjoy your time on the water.

Investment protection

Purchasing a boat is often a large investment, so it’s important to have financial protection in case an accident, such as a storm, crash, or fire, causes damage to people or your boat. Some homeowner’s insurance policies can provide protection for boats, but most plans generally only extend coverage to boats under 16 feet that are o9en valued at just $1,000. The more your boat is worth, the more important it is to invest in an “all risk” insurance policy that covers a broad range of potential misfortunes.

Medical coverage

Thousands of boa#ng accidents occur each year, many of which result in injuries. The cost of medical bills to treat such wounds quickly adds up, especially if multiple people are harmed. One of the main benefits of boating insurance is that it can help you cover hospital bills for watercraft related injuries.

Protection from lawsuits

If you’re at fault for a boa#ng accident that injures a passenger, a swimmer, or damages another boat, you could find yourself in the middle of a costly lawsuit. Boating accidents can be very expensive, so it’s always worth inves#ng in boating insurance to help cover medical, legal, and property damage costs.

Emergency assistance and towing

If your engine gives out, or you run out of gas, you may need to call a professional towing service to get you. These services don’t come cheap, though, so it’s important to invest in a quality boat insurance policy that will help cover these costs.

Have any questions? Call us now!

786 713 0086

SPECIALTY INSURANCE

In the simplest terms, specialty insurance is insurance that can be obtained for items or events that are considered unique or special circumstances. The items that would fall in these categories are rarely covered by standard insurance policies.

Specialty Coverage Available.

Recrea onal vehicles /RVs
An que vehicles
Motorcycle
ATVs

UMBRELLA INSURANCE

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

– Additonal coverage for an extra layer of protecton.

Umbrella insurance has an unusual name, but it’s a simple concept–it’s an extra liability policy for added peace of mind. Most commonly, umbrella insurance is something you get in additon to either a car insurance or homeowners insurance policy.

– Focuses primarily on liability claims.

Umbrella insurance is specifically about liability, which is the cost you might have to pay to somebody else for an unfortunate event where you are held responsible. It doesn’t usually include losses you bear yourself, such as if your property is damaged or your possessions are stolen.

IMMIGRATION SERVICES

Here at Three Lakes we understand the need for help, especially immigration services. As we all once immigrated to the U.S. and the struggle is what led us to offer immigration service to all immigrants in U.S. Our agency offers immigration services that you can benefit from.

Residences

A green card gives you the permanent resident status for ten years and allows you to live and work within the U.S. Obtaining residency, or a green card is a complex and lengthy process compounded by a limited number of residency issued by the federal government. It needs a lot of legal assistance that we can provide.

Alien Relative Petition

Do you have an immediate family or a close reltive who wants to immigrate to The U.S.? Using USCIS Form I-130, you, the petitioner, can submit a petition on behalf of your relative who is the beneficiary. Our immigration services can provide you the guidance you need to file for the petition. An adjudicator will evaluate the petition for you before the USCIS approves it.

Employment Authorization

Getting a U.S. work permit not as complicated as getting a work visa. You are required to fill out form I-765, attach the fee, photos, and documents proving you are eligible. This must be submitted to U.S. Citizenship and Immigration Services. The catch is making sure you qualify. We can help you with the processing and ensure that a work permit is granted.

Citizenship

To apply to be a citizen of Florida, you must complete a U.S. Citizenship and Immigration Services Form N- 400 (Application for naturalization) and submit it with a copy of your green card and your photos. We will assist in your citizenship process.

Travel Documents

If you are an immigrant who wants to travel outside the U.S., you must ensure that you have the required documents with your passport. The travel documents depend on your immigration status. As we give attention to every detail while providing you the immigration services, we promise you can be sure that all your travel documents such as I-94 will be in place.

Affidavit of Support

It is important to show that you have adequate means of financial support and you are not likely to rely on the U.S. government for financial support. Filing the form I-864 will help you attain the Affidavit of Support under sec on 213 A. Our immigration services will guide you through the process and support you throughout.

TAX PREPARATION AND NOTARY PUBLIC SERVICES

Our Tax Preparation Services Include

Personal and business income tax preparation
Rapid refund for those who are eligible for a tax rebate
Tax preparation of business corporation or corporate income tax return filing
Filing of amend returns within the deadline and with supportive documents
Applying for Individual Taxpayer Identification Number and filing the necessary documents

Our Notary Service Includes:

Affidavits
Power of Attorney
Transladation and Transcriptions

CONTACT

Have any questions? Feel free to contact us!

OUR LOCATION

13335 SW 124th St, Suite #205, Miami, FL 33186

CALL US

Phone 786 713 0086
Fax 786 228 2916

DROP US A LINE

info@threelakesinsurance.com